Growing a Money Tree ~ Still Growing

MoneyTreeBack in January I started what I call “Growing a Money Tree.”  We all want one, yes?  To me, I am nurturing our new financial lifestyle so we have a more secure future.  It is challenging as we are starting out with a lot of debt from treating chronic illness, but it is keeping us motivated!

We are keeping up with the envelope system, as well as rolling our debt snowball (see link above to read about what those are).  We’ve also been enjoying trading with a few people for goods and services – for example, my Reiki practitioner loves essential oils, and accepts them as payment for my sessions with her.  How cool is that?  It is a great way to build community and everyone wins.

I’ve also taken on a couple jobs – admin work for a friend’s business, and my essential oil business.  Hubby does some computer repair on the side.

So far we’ve paid down over $7,000 of our debt, and have not taken on more.  We’re feeling really good about that.

It helps to track it all.  Each month, I add up all of our debt and subtract that amount from the previous month’s figure.  It is exciting to see the dent each time!  Of course, I do all this in Excel so I always see where we are with things.

For those of you that started out the year working on your budget, how are you doing with it?  Any tips/tricks that you have found that work well?

 

Thankful Thursday ~ Back to Life

When you have a chronic illness, you spend a lot of time thinking about the last time you truly felt good.  “Normal.”  When the diagnosis finally came a few years ago, it was a relief to know what it was that had me feeling so awful, but it was also sad, because almost 18 years of my life had gone by and none of the doctors I had seen (many) ever picked up on the big picture.

In the fall of 2014 things changed.  The right doctor.  The right treatments.  Hope.

Where we have had Lyme Disease for so many years, I don’t know that we will ever feel 100%, but after all the years of feeling dreadful, it is pretty amazing to feel 95%.  I think there are a lot of people that do not have a chronic illness that can’t say they feel that good.

In the past few months, I have spent a lot of time setting goals for myself so I can get back to living life without it being all about treating disease.  Yes, we still treat.  Yes, we still have times where we have a symptom or two pop up, but that is how life will be.  It is the new “normal” and I am okay with it.

I’ve started to say yes again to seeing friends, and going out.  I’ve enjoyed my part time admin job that I am doing from home.  My essential oil business is doing well, too, and it has been so fun to meet people and get to know people that are on my team.

Most important of all is family.  Feeling better means that I am able to be more present, and live in the moment with Poppy and Ivan.  Not thinking about the “what if” of it all is freeing.  We’re taking it all one day at a time.  We’re back to life…20160316_125206

Clean Sweep

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I recently started reading the teachings of Talane Miedaner, a master life coach.  She has a fantastic website LifeCoach that I recommend checking out.  Talane has fantastic articles on emotional wellness, setting goals, using law of attraction, career growth… truly, she is amazing.

If you’re looking for a way to propel yourself and need help identifying where to start, check out the “Clean Sweep Program.”

From the summary of the program:   “You have more natural energy when you are clear with your environment, health, and emotional balance, money and relationships.  The Clean Sweep Program consists of 100 items which, when completed, give you the vitality and strength you want.”

You are sent a checklist that has four categories.  If you already are doing one of the items on the list, you check it off as complete.  At the end of completing the checklist, you tally up your score, and that gives you an idea of what areas to work on.  She suggests doing the checklist a few times during a year so you can stay on track with improving your score.

The thing that has been most helpful so far is having all the things I need to do in one spot.  I am a “list” person, and do very well with working through projects like this, so it has been a lot of fun to see where things are good and where I can improve.

The Clean Sweep program was free when I signed up for the mailing list.  Definitely poke around the site – there are a lot of great tools for improving your life.

Learn More about Essential Oils

The greatest medicine of all is to teach people how not to need it.

EO Flowers

Many of you have been following my family’s journey to wellness, and  what finally moved us forward was essential oils.  As we continue to strive to live as “green” as possible, I have started incorporating oils into our cleaning supplies, too –  I have even mastered a couple food recipes that use oils!  As a family with many chemical sensitivites as well as sensory issues, it is nice to have some natural solutions.

I am starting to offer webinars and classes to help all of you learn how to incorporate oils into your lives.  I would love you to be on this journey with me, and encourage you to fill out the form below if you would like to be on the mailing list.  I also offer individual consults (no charge) over the phone, so if you have specific concerns, we can set something up for you.